Creative lease structures for medical, restaurant, and transportation equipment. Flexible terms. Application-only approvals up to $500,000. No money down.
Surgical centers, hospitals, emergency centers, private practices, and physician-owned facilities. Financing the equipment that keeps South Florida healthy.
FF&E financing, franchise equipment, delivery vehicle leases. Kitchen equipment to point-of-sale systems — get operational without draining cash reserves.
Fleet vehicles, delivery trucks, trailers, and transport equipment. Over 50 years of financing the equipment that keeps South Florida moving.
Most equipment lenders ask you to fit their product. We do the opposite. Deferred payments, fair market value options, seasonal structures, capital leases — whatever fits your business cycle, we build it.
No two years of financials. No tax returns. No waiting for a committee.
FMV leases, capital leases, deferred payments, seasonal plans — we match the deal to your business reality.
Pay off your equipment early and keep the savings. No penalty, no catch.
"They financed our second restaurant location when the bank said no. Deferred payments in the first six months made the difference between opening on time and waiting another year."
"Application-only up to $500K changed how we think about equipment purchases. We're not using bank credit lines for things that should be lease-financed."
CapitalFlowOS serves South Florida businesses — medical practices, restaurants, and transport operators — with lease structures built around how you actually run, not how a bank decides you should.